I was very interested to read an article by Professor Stewart Brymer on the future of property factoring. This is something that I think is very important for improving the quality of flat dwellers lives in relation to less stress regarding common repairs and also the maintenance of common parts such as roof stairwell etc. This would also go a long way to assist in relation to the maintenance and improvement of the tenemental housing stock. I think there is scope for the Scottish Government to legislate and to formalise factoring and I think that local authorities should consider making factoring compulsory where a property owner has applied for a grant or perhaps where a block contains an HMO. I also think lenders and surveyors should also encourage owners of flatted/tenemental properties to be involved in a factoring scheme as it would surely protect and enhance the value of the asset. This would be a low cost way for the Scottish Government to assist in relation to the maintenance of the housing stock and also go a long way to improving the quality of life of flat owners.