Home Reports: An update

I have been asked a few times over the last couple of weeks about when Home Reports in Scotland are being abolished.  As you may be aware the Coalition Government have now abolished HIPs in England and Wales.   This does not affect Scotland. My information is that the Scottish Government is still very much committed to the Home Reports and that there will be no change.  Given that it was a Labour/Liberal Coalition Government that brought them in and that the SNP are very supportive, I cannot even see the Scottish Elections in 2011 making any difference. 

The points I would like to stress, however, are as follows:-

  1. Costs do vary – cheapest is not always best!  Name and reputation of the firm of surveyors that are instructed might have an impact on the saleability and sale price achieved for your property.  Always speak to your property adviser about this.
  2. There are a number of deferred payment options available, the most common being to only pay when your property sells or after 9 months of your property going on the market, whichever is earlier.  There are, however, new insurance policies and no sale – no fee options. 
  3. Blackadders is currently running a special offer for properties in the Angus area with nothing to pay for the first 3 months.
  4. We run a number of offers throughout the year and you should ask your property adviser for more details.

I hope that this clarifies matters and should you have any queries please do not hesitate to contact me, either through this blog, via email (lindsay.darroch@blackadders.co.uk) or on the telephone (01382 229222).  I shall keep you updated should there be any change in the Home Report situation.

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